Focusing on the goal is smart because it forces you to consider your personal needs rather than some arbitrary measure of success. “It’s not that women aren’t concerned about getting a great return,” says Zaneilia Harris, a certified financial planner and president of Harris & Harris Wealth Management, in Upper Marlboro, Md. “But they don’t care what their friends are doing; it’s all about their individual goals.”
That’s why I went to London. I did a Masters in finance for a year because I wanted to switch to something that was more in the private sector. Back then I thought I wanted to do consulting. They called it Litigation Consulting. There’s a lot of data analysis so it was very similar to what I did before in research but it’s still the private sector.

Invest in yourself: Sabbia suggests getting smart on the benefits that your employer might offer as a vehicle for long-term financial security. She mentioned 401(k)s and health savings accounts (HSAs) or other forms of wealth escalators that can start building wealth today for use in the future. Sabbia mentioned that HSAs are portable and controllable ― meaning they can be used to fund qualified health-care costs well through retirement, and cover that potentially bill of $195,000 later in life. Sabbia also suggest investing in professional services. "Consulting with a financial advisor or professional can also play a key role by helping you create – and stick to – a customized investment plan aligned to your unique life priorities, goals and circumstances," she said.


Younger men are far more likely to invest according to their values than their fathers were; 81% of millennial men in Morgan Stanley’s survey were interested in sustainable investing. And though fewer American men than women say they want to invest in companies with diverse leadership, the share is still sizeable, at 42%. If gender-lens investing is truly to take off, it will have to appeal to those who control the bulk of wealth—and that is still men.
Definitely important to maintain your femininity. There is nothing worse than being one of 'those' women who try and act like men. Guys absolutely hate that, and I'd say especially as the older guys are starting to retire, etc., the younger ones hate it even more. At my PE shop, there are very few girls on the deal/origination side. Luckily, the guys aren't spewing machismo. But, it's always good to remind them that you're a girl in some way or another. In my experience, guys in finance just want to work with a girl who's cool, smart and does good work. Pretty much the same thing they look for in guys. They're not running around looking to work with d-bags.

MS. SMITH: Great. Josefina Urzaiz, we have Nigest Haile, who is the founder and executive director of the Center for Accelerated Women's Economic Empowerment, and also Jill Calabrese Bain from Bank of America. Thank you all very much. [Applause] Next up, why partnering is good for women and good for the world, but first please take a moment and watch this next video.


Because women are more inclined to do research and more likely to exhibit patience than men, they’re well equipped to take the same disciplined approach to selling as they do to buying and are less prone to unloading their stocks during a market panic. Ketterer suggests establishing triggers that prompt the reevaluation of each holding. A trigger could be a set date (say, at the end of a quarter or the end of a year), or it could be a specific rise or fall in the share price. Ketterer sets a target price for each stock she buys and reevaluates it when the price approaches that level. A falling stock price is not a reason to sell, she says. But it may indicate that your initial analysis was flawed and requires review. “The greater the frequency of review of a company, its industry and the economic environment, the better,” she adds.

Studies going back decades reinforce a simple point: Men trade more often than women, and that hurts their investment returns over time. The seminal study on the topic, by University of California–Davis professors Brad Barber and Terrance Odean (the latter is now at UC-Berkeley), tracked the trading patterns and results of nearly 38,000 households, over a six-year period during the 1990s, for which they could identify the gender of the primary account holder. The finding: Men traded 45% more frequently than women and, as a result, earned an average of 0.94 percentage point per year less than women did. More-recent research has shown much the same pattern. For instance, Openfolio’s data show that in 2015, men traded an average of 7.4 times, while women traded an average of 5.1 times.


1... biggest advice to any female looking to break into finance... drop the feminista thing, it won't get you anywhere. It's ok to be bitchy, and in fact may help you in certain instances, but don't ever, ever pull the feminist card. There's nothing worse than a person who chalks up their own personal failings to an "anti-me" thing. It's nothing more than an excuse for being a slacker.
I write contracts that are a little bit more involved in terms of tax and accounting stuff but also it’s a contract that helps the company raise money with certain objectives. So if you borrow money from the bank for a mortgage your credit rating goes down, same with the company’s. I do something with bonds that make them have ‘equity like; features, it’s called a hybrid. Basically what I do is create very funky bonds. [Laughs] That’s what I say in my Instagram profile because no one understands. It’s bonds, but it’s very funky.
And if you’re new to the table, bring a friend. Murphy has recently criss-crossed the country speaking to groups of women about their money. She notes that one thing that helps reluctant women get involved is to do it with a friend. Events where the invite has said “bring a friend” draw standing room-only crowds, she says. “Women love talking to each other about their experiences and once they get started they do very well. There’s an unwarranted confidence gap that doesn’t play out.”
My days are pretty unpredictable—unless I’ve got early morning calls or meetings or a ton of work to do urgently, I’ll usually get into work around 10am and could leave anywhere between 8pm to past midnight. There have been several times where I’ve woken up to tons of emails that need to be addressed immediately, so I’ll log in from home and keep working until I get to a stopping point where I can transition to the office. Best parts of my day are when the client acknowledges how helpful our work has been. Worst parts would be the really late nights and days when you’re just stretched way too thin across multiple teams.
At the outset, The Man and Woman has wide difference in structure of their Brain, so their thinking line differs. The Man has two hemisphers and the nerves are concentrated in the hemisphere itself, interconnecting nerve between two is less. On the other hand , in case of Woman has interconnected nerves between the two hemishere are more, virtually it is one brain, and concentrate better, but only in one matter at a time. The Man can think more diverse at a given time.
It is a very demanding profession as one needs to devote all her time and attention to work alone leaving less time for family. So when people have kids and don't have someone back at home to rear them, it becomes a source of constant guilt and grief for everyone in the system. It becomes extremely competitive and political at the senior management levels as only a few people can be accommodated at that level. If one is not able to give her 100% to work for whatever reasons, it becomes difficult to compete. It finally boils to the candidate's personal rapport with the top management and conscious gender sensitivity on the part of the organisation to get over this hurdle. Most firms are found wanting on this factor though in recent times at least the established ones with a large work force are trying to be conscious about it.
I also had the opportunity to speak with a number of Allegiance Capital’s women business development and investment banker vice presidents. While they are all bright, enthusiastic and energetic women, the VPs come from very diverse backgrounds. Diversity is something both the company and the women value, and it’s apparent throughout the organization.
I am a sophomore student in the state of Ohio. I used to be an intern in an import and export trade company. The experience of this job provides me more understanding of finance. I worked around statistics and data. I will participate more in the industry and accumulate practical experience and insights in the future. This internship took place in China, a country that has often been considered traditional and male-oriented. However, I do not think I have ever been treated differently by my co-workers and my supervisors. The interns, male and female, who came at the same time with me were given the same amount of workload as me. Sometimes the manager even preferred to assign certain tasks to women, instead of men. Since women have some charismatic characters, like patience, moderateness, stability, and carefulness — women in some cases can be more outstanding than men.

Watch our #WomenLead public forum to learn how women are advancing progress globally /en-us/partnering-locally/women-lead-public-forum.html Get the whole story. 1359940|enter782|cr-en402 /en-us/partnering-locally/women-lead-public-forum.html _self 1359940|enter782|2014_859|| 1359940|enter782|2014_581|| /assets/images/PublicForum_400.jpg Women talking
It’s also paramount that you think about which specific skills and competencies your chosen employer is looking for. Teamwork, leadership, a sense of values and citizenship are among those that are typically sought. ‘Then ask yourself, how strong am I in these areas? What are my stand-out strengths?’ advised Lorraine. ‘Think about selling yourself and what makes you special. If you’re strong academically, for instance, it’s okay for that to take up half the page of your CV or covering letter.’ 

In their 20s, women choose their career path which sets the tone for their future. Equities can be a good investment choice in your 20s, as you can take more risk when you are young. You can choose to invest in Equity Mutual Funds for your long-term goals as Mutual Funds give you the benefit of professionals managing your money. You also need to take a suitable Health Insurance plan at this age. This will take care of your medical emergencies. You must also make sure that you have sufficient Money Market Funds or Liquid Funds to help you during emergencies. This should be the right stage to decide your long-term goals. Plan in such a way that the long-term investments that you make, give you good returns at the right time.
MS. SPELLINGS: I think if there's, if there's an age difference it's often the younger, the mentee helps keep the mentor real and relevant and current, which is a huge gift for those troglodytes in the audience. And I think it helps challenge your assumptions often. It allows you, as Christy mentioned, to continue to challenge yourself about the why, that you're not just so engrained in your initial vision that you forget to step back. We used to say in one of the programs I was involved in are you working in your business or on your business? And I think it lets the mentor work on your business and not in your business.
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Women need to master the art of investing, in order to stay financially independent and also to ensure that their goals are always in line with the family’s goals. So, is there an age where women should start looking at investments? Actually, there is no particular age to start saving and investing. The earlier you start the better it is. This holds true whether or not you’re a woman.
Top priorities of retirees also seem to differ from those of non-retirees. The retirees’ top priorities include maintaining their standard of living (29 percent), followed by spending time with loved ones (27 percent) and maintaining their health (23 percent). Despite that nearly one in five non-retirees hope to make traveling the world their top retirement priority, only 5 percent of retirees have prioritized traveling.
Here, we have a ways to go. Maybe you’ve heard of the gender pay gap. Frustrating, right? And costly. But there are more gaps at play: Women pay more for the debt they carry than men, and they don’t invest as much as men do. As a result, women retire with two-thirds the money of men…even though we tend to live years longer. Don’t believe me? Check the gender mix at your local nursing home: 80% of women die single, and they’re also 80% more likely to be impoverished in retirement than men. Yuck.
MS. URZAIZ: That's right. We wanted to be better, and decided that a way to prove that we're doing above and beyond what is in our hands we decided to become Fair Trade Certified, and not only that B Corp, for those of you who know what B Corp is, which means we do above and beyond. We're not only committed with our suppliers, that is the weavers, but also with the environment and with the community as a whole giving back.

During my internship, my colleagues were very accessible, friendly, and treated me like a full member of the team, which was key when it came to deciding if I wanted to work here. From the first project I was involved in, my team listened to my opinion and copied me into emails to clients. I felt I was trusted and valued from the outset, which I didn't experience when I did internships at banks in France - it's part of the J.P. Morgan culture.
Imagine how much easier it would be to manage your finances if change were not an ever-present dynamic. Of course, change is a fact of life – and life would be pretty boring without it! But change can certainly make long-term financial management difficult. Without insight into the future and what might transpire, planning presents plenty of challenges.
Opinions represent WFII’s opinion and are for general informational purposes only and are not intended to predict or guarantee the future performance of any individual security, market sector or the markets generally. WFII does not undertake to advise you of any change in its opinions or the information contained on this website. Wells Fargo & Company affiliates may issue reports or have opinions that are inconsistent with, and reach different conclusions from, this report.

One of my favorite African proverbs says that if you want to go fast go it alone, but if you want to go far go together. And that's certainly what we're going to be talking about on this panel today. I'm thrilled to be joined by first Oulimata Sarr. She is a Regional Advisor for economic empowerment of women with UN Women. UN Women is the UN agency responsible for women's, responsible for women's empowerment, economic, political, and otherwise. Next to her is Katerina Cronstedt. She is a serial entrepreneur from Russia. She in my opinion, reading her bio, has led many lives, fit so much in, and she is currently the founder of Bankatering, and we'll hear a little bit more about that in a minute. And finally, you've already met Christine Katziff from Bank of America. She is the Global General Auditor. It's great that you have time to join us, that sounds like a really big job.


The only reason I would say no is b/c finance is by far the major white-collar industry of NYC. In the manhattan neighborhood I lived in, I was intrigued whenever I met a person who didn't work in finance. I mean there's finance, real estate (which might also be considered finance) and law. However there's also random consulting companies and some large corporate HQ that are still in NYC. In the end though finance can be pretty broad pay-wise and workweek-wise.
She is also currently focusing on finding more access to capital, creating more revenue streams, getting more sponsorship, and creating more partnerships. Some of her most recent successes are corporate partnerships with both Bumble and Google Cloud for Startups, who are currently sponsoring the BGV Big 4 Tour through Atlanta, Chicago, DC, and NYC.
When considering whether to sell a stock, apply the same analysis you used when you weighed buying it. That’s likely to involve a look at the company’s products or services, its position in its industry, its balance sheet, its history of profit growth, and its share price relative to such key numbers as earnings and sales. After reviewing the case, Ketterer asks herself two questions: First, would I buy today given the firm’s outlook and its share price? Second, if I choose to sell, do I have a better place to invest the proceeds?
While parents remain the top source of financial advice for most women, only 20 percent said they felt well prepared by their parents to manage their finances as an adult. Even fewer said they learned about these topics in school. Only 24 percent learned about budgeting and setting financial goals; 14 percent said they learned about investing. Overall, only nine percent of women said their education through high school left them well prepared to manage personal finances as an adult. A slightly better 10 percent said this of their college education9.
Furthermore, women tend to be more cautious than men. They could be great assets for managing the less risky funds, as well as coming up with solid fixed-income investments. Although it is exciting to risk and watch the stock market volatility, asset management businesses need a “devil’s advocate” on the safer side, which is a great role for a woman to take. That is not to say that women can’t also make risky investments, but that is just the general consensus of psychological and sociological studies that I have read in the past.
In fact, looking at actual data is one of the best ways to counteract the fear of investing. For example, are you afraid to invest in stocks because you remember the painful declines of the financial crisis? Well, in spite of the 36.55 percent plunge in the S&P 500 stock market index in 2008, this index gained an average of 7.25 percent annually between 2006 and 2015.
My dad doesn’t even understand what I do. Within finance there are different departments and what I do is help companies raise money. Companies can raise money by issuing stock. I don’t do stock but I do bonds, which is kind of like a contract, like a mortgage. It’s a contract between the companies and the investors basically helping the company to borrow money from investors.
TFS Scholarships (TFS) is an independent service that provides free access to scholarship opportunities for aspiring and current undergraduate, graduate, and professional students. Founded in 1987, TFS began as a passion project to help students and has grown into the most comprehensive online resource for higher education funding. Today, TFS is a trusted place where students and families enjoy free access to more than 7 million scholarships representing more than $41 billion in college funding. In addition to its vast database that’s refreshed with 5,000 new scholarships every month, TFS also offers information about career planning, financial aid, and federal and private student loan programs as part of its commitment to helping students fund their future. Learn more at .tuitionfundingsources.com. 

FEMALE VOICE 8: Since I became part of the Global Ambassador's Program I dare to dream bigger, and I know that I have this amazing network of women that are ready to help. It's not only during the mentorship we've developed a relationship that has lasted and will last. Because of the diversity of the people that participate and the different backgrounds of the mentors, of the mentees, and that exchange between women it brings down all of the barriers that we see in society. You see mentors and mentees all working towards developing those businesses and developing those people, and there's no competition whatsoever, and that is just amazing. That's an amazing barrier to break.
Information provided in the podcast is general in nature, is for informational purposes only, and should not be construed as investment advice. The views and opinions provided are those of the individual noted herein, are as of the date first published, and do not necessarily represent the views of Fidelity Investments. Any such views are subject to change at any time based on market or other conditions. Fidelity Investments disclaims any liability for any direct or incidental loss incurred by applying any of the information in this podcast. As with all your investments through Fidelity, you must make your own determination whether an investment in any particular security or securities is consistent with your investment objectives, risk tolerance, financial situation, and evaluation of the security. Fidelity is not recommending or endorsing these investments by making them available to its customers. Consult your tax or financial advisor for information concerning your specific situation.

I'd second hanging out with the guys part. I remember sitting down with an MD during my summer stint on an S&T desk. It was a sell day and I remember him asking me, "Why do you want to be in S&T? Honestly. Are you an idealist who wants the save the world or something?" and I just responded "..I just want to make a shitton of money." Honest? yes. Did I read him correctly? Yep. He subsequently became a great mentor that summer. I never went into S&T but we're still in contact.
The first bank we had been to reach break-even when we were eight months, the 15th private bank reached a break even in years, and we're the only bank in the country that we were able to give dividend the first year, where the rest of the other banks were able to give dividend after three years. So, we have so many objectives focusing in our unique bank. We were able to develop unique products and services, credit and saving schemes. We also do provide men financial services so that we keep our women boards of finance in the capacity managing the finance.
Money Motivation: “I’m really interested in technology, and my interest in finance started with cryptoinvesting. Four years back I read the Bitcoin Whitepaper and I thought it sounded like an amazing technology. This was before everyone started talking about cryptocurrencies. People thought I was crazy buying bitcoin, but it ended up being a great investment because last December it jumped up to $20,000 and I had bought it around $1,000. I sold my bitcoin then and made $7,000. I still have .22 of a bitcoin just in case it goes up again. I started by learning the fundamentals. Right now there are so many different cryptocurrencies people are trying to buy in these initial coin offerings, but if you don’t dive into the fundamentals and understand how the technology works, you could get scammed and lose money. You shouldn’t put money into something that you don’t understand.”
“One of the biggest obstacles we have [with] teaching young people financial literacy and financial skills is not making money and expenses a taboo subject,” says Catie Hogan, founder of Hogan Financial Planning LLC. “Open lines of communication are far and away the most important tool, just so everyone’s on the same page as far as what things are going to cost and how everybody can keep some money in their pocket.”
MS. VERVEER: Absolutely, and you did mention education and the fact that women are certainly in higher education exceeding all kinds of boundaries in graduate programs, and yet we don't see always, as you just said, the benefits of some of that in terms of breaking through and to some of the credible really challenging leadership jobs. What is the role of education in forging leadership? And how do you, so you've spent so much time overseeing the United States' education policies, now here in this state at the university level, what more should we be doing in terms of our education system to grow leadership, and particularly to grow women's leadership since we have such large numbers of women coming into the education sphere.
I cannot echo this enough. There is a female in a high level position at my firm and whenever she visits we go out for drinks where she spends the entire time trying to be one of the guys. Making stripper jokes, talking about football, etc. I mean not in a natural way either. It is constant during the entire conversation and obviously forced. Maybe some insecure little betas find it endearing. However,I find it annoying and it makes me think I can't trust anything she says since she's always putting on a grotesque facade. The world has changed so much I think it best to just be yourself. Yes there may be some misogynist leftovers from the Madmen days, but their numbers are dwindling and with that their power over your career.
although it sounds great---i am not being argumentative--that more females are getting into fields previously dominated by males, i think it is still an uphill battle thus important to get a feel to the environment and culture. there may be unwarranted traditions, but there may also be some practical considerations, that is, some fields are better suited for one sex vs the other for understandable reasons. say, most top surgeons are males. heck, most top OB GYNs are males!
MS. CALABRESE BAIN: Well, you know, it's interesting, and listening to Christy and listening to Josefina really struck a chord with me because often times what we see is that necessity is the mother of all invention, and women business owners generally speaking do not open their own businesses for the lure of financial success. That's low down on the totem pole for them, it's really about empowerment. Empowerment means different things to different people, whether it's a business owner is Southern Florida and she's opening indoor pools. And so, if you're from Southern Florida you know that indoor pools is not something that exists, but it's the leading cause of death for children. So, she developed indoor pools. And financing for her was not easy out of the gate, right? I also talked to a business owner, a not-for-profit business owner this week who started her own domestic violence association, and she didn't do it for her, she did it for her granddaughter. And so, when you think about why women create businesses, it's not always about themselves. It is about other people. But I think that there is, it is about community and community is not only local, it's national, it's global. You see what these women are doing. And I think we can do anything. So, it's about putting our voice out there, our resources, our network, our support, and really sponsoring versus mentoring. But really taking a stand and pulling people together, and saying, "You know what? No is not the answer for us."
The WIN conference provided us with direct access to the HR representatives and industry leaders from top buy-side companies and a platform to showcase our stock pitch skills and receive constructive feedback. It was well worth spending the two days in Boston to explore opportunities in the investment management industry. You may also be invited to some exclusive networking events from those companies while you were at Boston or after the conference.
MS. SPELLINGS: Absolutely. Well, to set the table, and probably a lot of people in this room know this, but you know, this city, and Raleigh not, is the worst in the United States of America for economic mobility. Raleigh is a tiny bit better, but not much. And so, the gaps are wide here in North Carolina. Here's the good news about that, is because likewise Wake County and Mecklenburg County are some of the highest educated counties in the nation with, you know, 50% higher education attainment with a statewide average in the low 40s. And so, the gaps are very, very wide, and I think, you know, people used to ask me this all the time, if I could wave a magic wand I would start with higher expectations of our children, all of our children, rural children, black children, brown children, poor children. You know? If half the school lunches served today in school cafeterias were tainted and people got sick we would be outraged, it would lead the news today here in this community or nationally. Half of the kids, poor kids getting out of high school nobody seems to, that doesn't matter that much because that's our expectation that it's okay that those children are left behind, to use an old-fashioned parlance that you might have heard before.
As you near your retirement, you should start moving some of your risky investments to safer avenues such as Debt Mutual Funds. But don’t give up investing in equities yet. Inflation will have a huge impact on your savings once you retire and equities are the only investments that can save you in the long run. Ensure that you have set up different income sources so that you don’t run the risk of lower returns from one income source.
No. In your early 20s, you’re just happy to have a job. I loved the markets and the trading floor atmosphere. As you get more senior, the pay disparity, the accounts being unequally distributed becomes more apparent. It bothered me. The little frat boy jokes stuff was a constant drumbeat. It didn’t get to me that much. As I got into my 30s, I was bothered more by seeing young women come who were talented and leave because of the environment.
In the survey, 79 percent of Hispanic and African American respondents said it is in the best interest of the firms to focus on hiring minority advisors to better reflect their overall client base and the population at large. Seventy-three percent of Hispanics and 79 percent of African Americans believe it’s in the best interest of clients to have a more diverse advisor force.
Okay, we have an absolute fantastic program. I think you will find we have discussions that will be inspiring. They'll be moving, they will be thought-provoking, and we have dynamic women here who can really show how they have contributed to driving social and economic impact and improvement for women. So, we have a renowned educator here, we have innovative entrepreneurs, and we have women who have built bridges between businesses, government, and nonprofits. And so, let's just get right started. We will start with Christy Turlington Burns, who is the Founder and CEO of Every Mother Counts, and Andrea Smith, our very, Bank of America's very own. She's the Chief Administrative Officer. We'll hear from Christy as far as the important work that she is doing to advance maternal health, and the role that women play in investing in economic and social issues to continue to make sure we're driving the right level of progress. So, with that we're going to show one more quick video and we will turn it over to Christy and Andrea. Thank you.

MS. SPELLINGS: Well, I think programs like this are a great place to start that are outside the government, outside formal networks, and I think obviously we need to take care of each other, to mentor each other, but not only to mentor each other, to sponsor each other, and that, you know, that distinction between, you know, being someone who is an advocate as a sponsor for that next generation of women. I think obviously higher levels of education, but we need to make sure that our women are paying attention to what the data tells us about where opportunity is. In this state, you know, STEM, whether it's the financial industry or the pharmaceutical industry, the biotech industry, those industries that are driving this state forward we want to make sure that our women and girls get part of that action and so that we're pursuing the disciplines that lead into those pathways.


The stubborn refusal of the gender pay gap to close, or even narrow, is a constant source of frustration for anyone who cares about equality between the sexes. That’s to say nothing of the void separating women and men when it comes to, for example, the number holding senior positions, the rates of promotion or representation in industries like tech. There is, however, one gap that is steadily closing. Women are getting richer.
Women live, on average, five to seven years longer than men (depending on when they were born). Their money has to stretch longer, and if they are married, it is important to note that some of the biggest health care costs are incurred in the year prior to death, so if they survive their husbands, it is possible that their financial resources may be reduced by medical expenses. Married women tend to suffer significant losses in income when their spouse dies.
Find an advisor you like and/or trust enough to use. One reason that women might be checked out of investing is that they don't like their financial advisors. One sign of this, said Krawcheck, is that if the male half of a couple dies, the women leave their joint financial advisor at a rate of 70 percent. Her advice: Meet as many times with an advisor as you need to — even if that is five or six meetings. But if you don't feel comfortable, move along.

MS. KATZIFF: So, to exactly that, the many, I would just add there is no one perfect mentor, so surround yourself with many people because you can pick and choose strengths. Everyone has different strengths. And so, think of it as you are the CEO of your business, of your career, and you get to select your Board of Directors, and that is how you should think about mentorship, where similar to any company who looks for a strong Board of Directors you pick multiple skills. You would never pick one person with one skill. So, diversify and have mentors that you tap into and rely on, depending on the situation, and you get diversity of thought.
The consensus among most financial professionals is that asset allocation is one of the most important decisions that investors make. In other words, your selection of individual securities is secondary to the way you allocate your investment in stocks, bonds, and cash and equivalents, which will be the principal determinants of your investment results. Figure out your goals and then allocate your assets accordingly.
although it sounds great---i am not being argumentative--that more females are getting into fields previously dominated by males, i think it is still an uphill battle thus important to get a feel to the environment and culture. there may be unwarranted traditions, but there may also be some practical considerations, that is, some fields are better suited for one sex vs the other for understandable reasons. say, most top surgeons are males. heck, most top OB GYNs are males!
Here’s what’s interesting about being a good investor. By and large, it’s not about doing research on stocks, or having a good gut instinct, or knowing what’s going on in the biotech industry. For people to build wealth in the long term, there is one trait that matters the most: being disciplined. It’s important to know that trying to time the market—selling before you think it’s going to crash, buying when you think it’s going to rally—is historically very unsuccessful. What’s more successful is having a financial plan and sticking to it regardless of what’s going on.
At this age, women are usually married and might even have children. They have the additional responsibility of caring for a family. Women must remain invested in Mutual Funds and should also hold Life Insurance policies. One Life Insurance policy for each earning member in the family is a must. It is also important to invest for your children’s future. Mutual Fund Systematic Investment Plans (SIP) are a good way to start. You can, of course, choose the Sukanya Samridhi Yojana, if you have a girl child. And you can choose to invest in real estate. However, it will be prudent to buy a home to live in before investing in real estate. Taking a joint Home Loan will give you higher eligibility. Some banks give concessional interest rates to women. Make use of this.
MS. CRONSTEDT: But it's, it's a field that I'm very, very passionate about, and as we've been talking today, like what does it take for women to be successful or the communities to be prosperous? Well, it takes that you can have a choice. It's all, it's about the choice that you can have, that no mother and no parent/family should be forced to stay at home with their children just because they couldn't afford it. You know? I have three boys in like three years. Like having the money in preschool it would have been so extremely expensive that I maybe and probably wouldn't have been able to take that risk. I wouldn't have the financial means. So, that is a real, it's a very, it's a gap that I'm very interested into looking into very deep, and try to do something about.

"As more women invest, we will demonstrate through a show of force that we believe in each other enough to invest in each other — whether we can invest $1 or millions. We will do this by choosing investments that advance women and help improve our world. We will commit 25% of our investment portfolios to “impact investments” by 2025." — Let’s Disrupt Money


I'd have to agree with the above post. Don't act like a man. You're not , and it just looks weird. But that being said if you're super nice then you'd probably get taken advantage of, so for example, in an interview setting just be yourself. If you are super nice then you probably don't fit in the typical banking environment. After all, you don't want to land a job on the notion of you being someone completely different than you are. You will eventually get tired and want to quit becuase you can't stand to act like someone you're not.
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